FAQ
Frequently asked questions about Freemix.
How the analysis works, what data you need, what it costs, and how working capital stays protected. Clear answers, no jargon.
What you getDecision support
Starting from£1 per analysis
FocusCash firstworking capital
AudienceUK SMEsdirectors
Illustrative format example. Outputs are decision-support analysis, not predictions, guarantees or financial advice.
Answers
Everything directors ask before their first analysis
If you don't find your answer here, contact us and we will respond with a plain-English explanation.
How we approach answers
Freemix provides data analysis and decision-support software. We do not provide financial advice, and we do not tell you where to invest.
- Cash first: every output starts from bills, payroll, VAT and buffer cover.
- Explainable: you see inputs, assumptions and logic — nothing hidden.
- Restrained: if cash is tight, the recommendation is to hold, not allocate.
Capital at risk. Examples on this site show format and logic only.
What exactly does Freemix do?
We analyse your current cash position, upcoming commitments and buffer needs, then model what — if anything — could be set aside without putting day-to-day operations at risk. You receive a structured, easy-to-read output with timing, amounts and risk flags, so you can make a calmer, better-informed decision.
Is Freemix financial advice?
No. Freemix provides data analysis and decision-support software. Our outputs are illustrative analysis based on the data you provide. They are not recommendations, predictions or guarantees. Directors should consider independent professional advice before allocating funds.
How does the "working capital protected first" rule work?
Before any allocation is considered, the model accounts for payroll, supplier bills, rent, loan repayments, VAT / tax due, and your chosen safety buffer. Only surplus above that protected amount is analysed further. If there is no safe surplus, the output will state that clearly and suggest holding cash.
What data do I need to provide?
Typically: recent bank balances, expected inflows for the next 60–90 days, fixed outgoings, payroll dates, upcoming tax bills, and any existing reserves. You can enter this manually — no bank connection is required to start. The more accurate your inputs, the more useful the analysis.
Do you connect to my accounting software or bank?
Manual entry is enough for a first analysis. Where you choose to share exports from your accounting tool or bank statements, we can use them to speed up the review. We only use data you provide for the purpose of your analysis and do not sell data. See our Privacy page for details.
How much does it cost?
Analyses start from £1. The exact price depends on the depth of analysis and review period you select. You will always see the price before you confirm, with no subscription required unless you choose one. There are no hidden fees for holding or not allocating funds.
How accurate are the forecasts?
Our models identify patterns and timing risks in your cash flow, but they cannot predict the future. Late payments, lost clients or unexpected costs can change your position quickly. That is why every output includes assumptions, confidence notes and buffer guidance — so you can judge what is safe even if conditions change.
Who is Freemix for — and who is it not for?
We are built for UK small businesses and directors managing tight cash flow — typically with 1 to 50 staff — who want clarity before making allocation decisions. We are not suitable if you need regulated financial advice, if you are seeking guaranteed returns, or if your business cannot currently cover its essential outgoings.
How do you handle my data and security?
We limit data collection to what is needed for your analysis, restrict access to authorised staff only, and retain data only as long as necessary. You can request access, correction or deletion at any time via our Contact page. Our registered contact is 10 Campo Lane, Sheffield S1 2EG.
How do I start, and can I cancel?
Choose Analyse Your Cash Position, submit your basic position, and we will confirm scope and price before any paid work begins. If you choose a one-off analysis there is nothing to cancel. If you choose an ongoing plan, you can cancel for future periods at any time by contacting us — no exit fee.
Still unsure? Send your cash question.
Describe your position in plain English and we will explain whether an analysis would help — and what it would cover.
No obligation. Decision-support software only — not financial advice.